LTC QUOTE PLUS NEW YORK SUPPLEMENT

(Policies included as of February 1, 2006)

First Unum Indemnity Plan

First Unum Reimbursement Plan

Genworth Classic Select

Genworth Classic Select NY Partnership

Genworth Privileged Choice

John Hancock Advantage Gold NY Partnership

John Hancock Custom Care II

John Hancock Essential Care II

MedAmerica Care Directions Premier NY Partnership

MedAmerica Simplicity

MetLife NY Partnership

Mutual of Omaha, LTC II One Max

Mutual of Omaha, LTC II Two Max

Mutual of Omaha, Simplified LTC I

New York Life NY State Partnership

Penn Treaty Personal Freedom 2600-2-NQ

Penn Treaty Personal Freedom 6500-TQ