LTC ADVISOR NEW YORK SUPPLEMENT

(Policies included as of December 1, 2006)

First Unum LTCP03 Indemnity Plan Q

First Unum RLTCP03 Reimbursement Plan Q

Genworth: Classic Select NY Partnership Q

John Hancock: NY Partnership LTC-96RWJ2 NY Q

John Hancock: NY Partnership LTC-96RWJ3 NY Q

John Hancock: Dollar for Dollar I (2/2/100) NY Partnership

John Hancock: Dollar for Dollar II (1.5/3/50)NY Partnership

John Hancock: Total Asset Prot (3/6/50) NY Partnership

John Hancock: Total Asset Prot (4/4/100) NY Partnership

John Hancock: Total Asset Prot (6/6/100) NY Partnership

MedAmerica: NY Partnership

MetLife LTC2 Dollar for Dollar 50 NY Parntership TQ

MetLife LTC2 Dollar for Dollar 100 NY Parntership TQ

MetLife LTC2 Total Asset 50 NY Parntership TQ

MetLife LTC2 Total Asset 100 NY Partnership TQ

New York Life: Basic 50 NY Partnership TQ

New York Life: Basic 100 NY Partnership TQ

New York Life: Enhanced 50 NY Partnership TQ

New York Life: Enhanced 100 NY Partnership TQ