LTC QUOTE PLUS CALIFORNIA SUPPLEMENT

(Policies included as of February 1, 2006)

Bankers Life GR-N190/GR-N194 Partnership

Bankers Life GR-340(Q)/GR-N370(NQ)

Bankers Life GR-N350(Q)/GR-N380(NQ)

Blue Cross of California

CalPERS LTC Program 2005

Genworth LTC Choice CA 7035

Genworth LTC Choice Partnership Plan 7037

John Hancock Custom Care, California

John Hancock Custom Care, California Partnership

Kanawha Dependable Care III 82000 TQ/82120 NTQ, Withdrawn

Life Investors Personal Solutions, Withdrawn

MetLife Facility CA Partnership

MetLife Ideal CA Partnership

Mutual of Omaha LCA

New York Life CA Partnership 5.0

Penn Treaty Personal Freedom 3

State Life Lifestyle 2000

UNUM Advantage Plus